Ace Irm Insurance Broking Group Pty Ltd.

Ace Irm Insurance Broking Group Pty Ltd.
Ace Irm Insurance Broking Group Pty Ltd.
Insurance-BEENLEIGH, QLD
Insurance-Beenleigh, QLD
This FSG applies from 20 May 2014 and remains valid unless a further FSG is issued to replace it. We may give you a supplementary FSG. It will not replace this FSG but will cover services n..
25 Main St, Beenleigh, Qld, 4207.
25 Main St, Beenleigh, Qld, 4207.
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This FSG applies from 20 May 2014 and remains valid unless a further FSG is issued to replace it. We may give you a supplementary FSG. It will not replace this FSG but will cover services not covered in this FSG. About us ACE-IRM Insurance Broking Group Pty Ltd is an advisory firm holding an Australian Financial Services Licence under the Corporations Act 2001 and is authorised to provide advice and deal in general insurance products. We are members of the: National Insurance Brokers Association (NIBA) and subscribe to the Insurance Brokers' Code of Practice. Insurance Broking Network of Australia (IBNA), which is a group of insurance brokers working together to increase their buying power on behalf of their clients. Council of Queensland Insurance Brokers (CQIB). What information is in this FSG? This FSG contains important information and is designed to assist you in deciding whether to use any of our services; however, if you have any questions, please contact us. The following key information is provided in this FSG: The services we offer you. How we and others are paid. Any potential conflict of interest we may have. Our internal and external dispute resolution procedures and how you can access them Arrangements we have in place to compensate our clients for losses. Our Services We are committed to providing informed advice based on your specific needs and our market knowledge. Our range of services includes: Developing a plan to protect your assets and legal liabilities Reviewing and advising on your general insurance needs Arranging and renewing insurance policies for you Arranging Premium Funding at your request Assisting and managing your insurance claims To ensure we provide advice that is appropriate to your circumstances, we need you to provide us with detailed information about the risk(s) to be insured, your needs and objectives and financial position. You should also tell us about any change in your circumstances as soon as they occur. The advice and documents we give to our clients Further information when personal advice is given We will provide you with further information whenever we provide you with advice which takes into account your objectives, financial situation and needs. This information may include the advice that we have given you, the basis of the advice and other information on our remuneration and any relevant associations or interests. This information may be contained in a Statement of Advice (SoA). Where General Advice is given, information about remuneration will be provided to you upon request. When you ask us to recommend an insurance policy for you, we will usually only consider the policies offered by the insurers or insurance providers that we deal with regularly. In giving you advice about the costs and terms of recommended polices we have not compared those policies to other policies available, other than from those insurers we deal with regularly. Product Disclosure Statement If we offer to arrange for the issue of an insurance policy to you, we will also provide you with, or pass on to you, a Product Disclosure Statement (PDS), unless you already have an up to date PDS from the insurer. The PDS will contain information about the particular policy, which will enable you to make an informed decision about purchasing that policy. How can I instruct you? You can contact us with your instructions by post, phone, fax or email on the contact number or details mentioned on the first page of this FSG. Who is responsible for the financial services provided? ACE-IRM Insurance Broking Group Pty Ltd is responsible for the financial services that will be provided to you, or through you to your family members, including the distribution of this FSG. ACE-IRM Insurance Broking Group Pty Ltd holds a current Australian Financial Services Licence No: 237361. Our contact details are above. What kinds of financial services are you authorised to provide to me and what kinds of financial product/s do those services relate to? ACE-IRM Insurance Broking Group Pty Ltd is authorised to advise and deal in general insurance products to wholesale and/or retail clients. We will do this for you as your broker unless we tell you otherwise. Will I receive tailored advice? Maybe, but not in all cases. However, we may need information about your personal objectives, details of your current financial situation and any relevant information, so that we can arrange insurance policies for you and give you advice about your insurance needs. We will only ask you for the details that we need to know. In some cases we will not ask for any of this information. If we do not ask, or if you do not give us all of the information we ask for, any advice you receive may not be appropriate to your needs, objectives and financial situation. You should read the warnings contained in any Statement of Advice, or any other warnings that we give you, carefully before making any decision about an insurance policy. Where we provide you with advice about your insurance arrangements, that advice is current at the time that we give it. We will review your insurance arrangements when you inform us about any changes in your circumstances. What information do you maintain in my file and can I examine my file? ACE-IRM Insurance Broking Group Pty Ltd maintains a record of your personal profile, including details of insurance policies that we arrange for you. We may also maintain records of any recommendations or advice given to you. We will retain this FSG and any other FSG given to you as well as any SoA or PDS that are given or passed on to you for the period required by law. ACE-IRM Insurance Broking Group Pty Ltd is committed to implementing and promoting a privacy policy, which will ensure the privacy and security of your personal information. A copy of our privacy policy is available upon request. A copy is also available on our website at www.aceirm.com.au If you wish to look at your file please ask us and we will make arrangements for you to do so.

Our key assets are a team of dedicated and highly trained professionals always prepared to go the extra yard to get the best insurance to suit your individual or company needs. Australian Owned and family run, at ACE IRM, we take the stress out of managing your Insurance Portfolio so you can get on with enjoying your life.

ACE IRM Insurance Broking Group is one of the most successful Insurance Broking Groups in South East Queensland. Having developed the business from its infancy stages 34 years ago, owner and Manager, Greg Flower has steered the company towards its current day success.

Now employing 16 staff and located centrally halfway between Brisbane and the Gold Coast, ACE IRM is going from strength to strength. Affiliated with IBNA, NIBA, FOS and CQIB, ACE IRM Insurance Broking Group can offer all products to our clients and will tailor a product to suit your individual needs and 

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